When my family relocated to Abeokuta in 2019, housing was a major challenge. As newcomers, houses were too expensive and we simply managed with a rental apartment while we found our feet. Within our first year, I visited the FMBN branch office to make inquiries. The staff told me an opportunity was coming and advised me to keep following up. When it finally arrived, the process was remarkably seamless — we indicated interest, filled some forms, completed the necessary documentation with our employer, and within six weeks, we were handed the keys to our new home. The reaction from our colleague…

Abdulsalam Abiodun Abdulrashid

Medical Doctor

I am not a formal sector worker or NHF contributor, but that didn't stop my family from owning a home. My wife Rashida works with the Hospital Management Board and is an NHF contributor, so we pursued this dream together under her qualification. Through the Rent-to-Own arrangement of the Federal Mortgage Bank of Nigeria, we secured a three-bedroom semi-detached flat at just ₦10.5 million. The process was simple, we visited the bank, filled the application form, paid an acceptance fee of about ₦50,000–₦60,000 to the developer, and were allocated our home. I first heard about the scheme through…

Olajide Olasinde

Engineer